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ul{list-style:none;display:flex;flex-direction:column;gap:7px;margin-bottom:1.1rem}.prob-card ul li{font-size:13px;color:var(--ts);padding-left:16px;position:relative;line-height:1.55}.prob-card ul li:before{content:"–";position:absolute;left:0;color:var(--a400);font-weight:700}.prob-callout{padding:10px 14px;border-radius:0 var(--r-xs) var(--r-xs) 0;font-size:12px;font-style:italic;line-height:1.55}.prob-callout.amber{background:var(--a50);border-left:3px solid var(--a400);color:var(--a600)}.prob-callout.red{background:var(--r50);border-left:3px solid var(--r400);color:var(--r600)}.prob-callout.purple{background:var(--p50);border-left:3px solid var(--p400);color:var(--p700)}.problem-sec{background:var(--g50)}.problem-sec .tag{font-size:13px;letter-spacing:.14em;padding:7px 16px}.problem-sec .h2{font-size:clamp(2.1rem,3.4vw,3.1rem);margin-bottom:1.15rem}.problem-sec .lead{font-size:clamp(18px,1.5vw,21px);line-height:1.68;max-width:100%;margin-bottom:3.25rem}.problem-sec .prob-grid{gap:1.75rem}.problem-sec .prob-card{padding:2.25rem}.problem-sec .prob-num{font-size:4.4rem}.problem-sec .prob-ico{width:56px;height:56px;border-radius:16px;margin-bottom:1.4rem}.problem-sec .prob-ico svg{width:28px;height:28px}.problem-sec .prob-card h3{font-size:23px;line-height:1.25;margin-bottom:1rem}.problem-sec .prob-card ul{gap:11px;margin-bottom:1.5rem}.problem-sec .prob-card ul li{font-size:16.5px;line-height:1.62;padding-left:20px;color:var(--ts)}.problem-sec .prob-callout{font-size:15.5px;line-height:1.6;padding:14px 18px;border-radius:0 var(--r-sm) var(--r-sm) 0}.vsp{background:linear-gradient(170deg,#04141A,#06222A 45%,#04262E);color:#fff}.vsp,.vsp__intro{position:relative}.vsp__intro{padding:5.5rem 3rem 0;z-index:2}.vsp .tag-vsp{background:rgba(255,255,255,.1);color:#5FCAD5;border:1px solid rgba(255,255,255,.2);font-size:13px;letter-spacing:.14em;padding:7px 16px}.vsp .h2{color:#fff}.vsp .lead{color:rgba(255,255,255,.8);max-width:820px;margin-bottom:0}.vs-wrap{padding:3rem 3rem 6rem}.vs-table{border:1px solid rgba(255,255,255,.13);border-radius:var(--r-xl);overflow:hidden;background:rgba(255,255,255,.03)}.vs-body,.vs-thead{display:grid;grid-template-columns:1fr 240px 1fr}.vs-thead{background:rgba(255,255,255,.05);border-bottom:1px solid rgba(255,255,255,.13)}.vs-th{font-family:Plus Jakarta Sans,sans-serif;font-size:18px;font-weight:800;letter-spacing:-.01em;padding:1.5rem 1.75rem;display:flex;align-items:center;gap:10px}.vs-th-old{color:rgba(255,255,255,.68)}.vs-th-mid{color:#fff;justify-content:center;border-left:1px solid rgba(255,255,255,.1);border-right:1px solid rgba(255,255,255,.1)}.vs-th-new{color:#34CEDA;background:rgba(0,174,189,.12)}.vs-th-new img{width:20px;height:20px;object-fit:contain}.vs-cell{padding:1.15rem 1.75rem;border-bottom:1px solid rgba(255,255,255,.07);display:flex;align-items:center;gap:12px;font-size:16.5px;line-height:1.5;transition:background .3s}.vs-body>.vs-cell:nth-last-child(-n+3){border-bottom:none}.vs-ic{width:19px;height:19px;flex-shrink:0}.vs-col-old{color:rgba(255,255,255,.62)}.vs-col-old .vs-ic{color:#E8836B}.vs-col-mid{justify-content:center;text-align:center;border-left:1px solid rgba(255,255,255,.1);border-right:1px solid rgba(255,255,255,.1)}.vs-col-mid em{font-style:normal;font-family:Plus Jakarta Sans,sans-serif;font-weight:700;font-size:15.5px;color:#fff}.vs-col-new{color:#fff}.vs-col-new .vs-ic{color:#34CEDA}.vs-body>.vs-cell:nth-child(6n+1),.vs-body>.vs-cell:nth-child(6n+2){background:rgba(255,255,255,.055)}.vs-body>.vs-cell:nth-child(6n+3){background:rgba(0,174,189,.13)}.vs-body>.vs-cell:nth-child(6n+4),.vs-body>.vs-cell:nth-child(6n+5){background:rgba(255,255,255,.012)}.vs-body>.vs-cell:nth-child(6n+6){background:rgba(0,174,189,.06)}.vs-body>.vs-cell:hover{background:rgba(255,255,255,.1)}.vs-col-new:hover{background:rgba(0,174,189,.2)!important}@media (max-width:1080px){.vs-body,.vs-thead{grid-template-columns:1fr 190px 1fr}.vs-cell,.vs-th{padding-left:1.2rem;padding-right:1.2rem}.vs-cell{font-size:15.5px}.vs-th{font-size:17px}}.ob-sec{background:#fff}.ob-lead{max-width:900px}.ob-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin-top:2.75rem}.ob-card{border:1px solid var(--g200);padding:2rem 2rem 1.75rem;background:#fff;box-shadow:var(--sh-sm);transition:box-shadow .25s,transform .25s}.ob-card:hover{box-shadow:var(--sh-lg)}.ob-card--owed{background:var(--p50);border-color:rgba(0,174,189,.24)}.ob-kicker{font-family:JetBrains Mono,monospace;font-size:11px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--p600);margin-bottom:.85rem}.ob-card--not .ob-kicker{color:var(--ts)}.ob-card h3{font-size:1.32rem;font-weight:800;color:var(--p900);letter-spacing:-.02em;margin-bottom:1.25rem}.ob-list{display:flex;flex-direction:column;gap:.9rem;list-style:none;margin:0;padding:0}.ob-list li{display:flex;gap:12px;align-items:flex-start;font-size:16px;line-height:1.55;color:var(--ts)}.ob-list svg{width:19px;height:19px;flex-shrink:0;margin-top:1px}.ob-card--owed .ob-list svg{color:#00929F}.ob-card--not .ob-list svg{color:#B9C3C6}.ob-note{margin-top:1.75rem;display:flex;gap:14px;align-items:flex-start;border-left:3px solid var(--p600);padding:1.1rem 0 1.1rem 1.25rem;font-size:16.5px;line-height:1.6;color:var(--p900);max-width:900px}.ob-note strong{font-weight:800}@media (max-width:860px){.ob-grid{grid-template-columns:1fr}}.flow-sec{background:linear-gradient(170deg,#04141A,#06222A 45%,#04262E)}.flow-sec,.flow-sec .h2{color:#fff}.flow-sec .lead{color:rgba(255,255,255,.8)}.flow-sec .tag-p{background:rgba(255,255,255,.1);color:#5FCAD5;border:1px solid rgba(255,255,255,.2)}.flow-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--g200);border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--sh-sm)}.flow-step{padding:2.1rem 1.75rem;border-right:1px solid var(--g200);position:relative;transition:background .2s}.flow-step:last-child{border-right:none}.flow-num{font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--p400);margin-bottom:.75rem}.flow-step h4{font-size:1.05rem;font-weight:800;color:var(--p900);margin-bottom:.5rem}.flow-step p{font-size:13px;color:var(--ts);line-height:1.65}.flow-arr{position:absolute;right:-14px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:50%;background:var(--p600);color:#fff;display:flex;align-items:center;justify-content:center;font-size:12px;z-index:2;box-shadow:0 2px 8px rgba(0,174,189,.4)}.flow-step:last-child .flow-arr{display:none}.arch-wrap{background:#fff;border:1px solid var(--g200);border-radius:var(--r-xl);padding:2.25rem;box-shadow:var(--sh-sm)}.arch-lbl{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--tm);margin-bottom:1.75rem}.arch-body{display:grid;grid-template-columns:1fr auto 1fr;gap:2rem;align-items:center}.arch-adv{background:var(--p50);border:1.5px solid var(--p200);border-radius:var(--r-lg);padding:1.5rem;text-align:center}.arch-adv h5{font-family:Plus Jakarta Sans,sans-serif;font-size:17px;font-weight:800;color:var(--p800);margin-bottom:4px}.arch-adv span{font-size:12px;color:var(--p500)}.arch-adv-layers{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin-top:.85rem}.al{background:#fff;border:1px solid var(--p100);border-radius:7px;padding:5px 8px;font-size:11px;color:var(--p700);text-align:center;font-weight:500}.arch-ctr{display:flex;flex-direction:column;align-items:center;gap:6px}.arch-line{width:2px;height:36px;background:linear-gradient(180deg,var(--p300),var(--p100))}.arch-vzbal-box{background:#fff;border:1.5px solid var(--p300);border-radius:var(--r-md);padding:14px 22px;text-align:center;box-shadow:var(--sh-md)}.arch-vzbal-name{font-family:Plus Jakarta Sans,sans-serif;font-size:16px;font-weight:800;color:var(--p700)}.arch-vzbal-sub{font-size:11px;color:var(--tm);margin-top:3px}.arch-rhs{display:flex;flex-direction:column;gap:8px}.arch-actor{background:#fff;border:1px solid var(--g200);border-radius:var(--r-md);padding:11px 16px;font-size:13px;font-weight:600;display:flex;align-items:center;justify-content:space-between;box-shadow:var(--sh-sm)}.abadge{font-size:10px;font-weight:600;padding:3px 10px;border-radius:100px}.abadge-amber{background:var(--a50);color:var(--a600)}.abadge-blue{background:var(--b50);color:var(--b600)}.arch-rhs-layers{display:grid;grid-template-columns:repeat(4,1fr);gap:5px;margin-top:2px}.arl{background:var(--g50);border:1px solid var(--g200);border-radius:6px;padding:4px 6px;font-size:10px;color:var(--tm)}.arch-quote,.arl{text-align:center}.arch-quote{margin-top:1.75rem;font-size:14px;color:var(--p700);font-style:italic;background:var(--p50);padding:14px 20px;border-radius:var(--r-md);font-weight:500;line-height:1.6}.feat-sec{background:#fff}.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.feat-card{background:var(--g50);border:1px solid var(--g200);border-radius:var(--r-xl);padding:1.75rem;transition:border-color .2s,box-shadow .25s,transform .25s}.feat-card:hover{border-color:var(--p200);box-shadow:var(--sh-lg);transform:translateY(-4px)}.feat-icon{width:48px;height:48px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:1.1rem}.fi-p{background:var(--p50)}.fi-t{background:var(--t50)}.fi-b{background:var(--b50)}.fi-a{background:var(--a50)}.feat-card h4{font-size:15px;font-weight:800;color:var(--tx);margin-bottom:.5rem}.feat-card p{font-size:13px;color:var(--ts);line-height:1.65;margin-bottom:1rem}.feat-tags{display:flex;flex-wrap:wrap;gap:6px}.ft{font-size:11px;font-weight:600;padding:3px 10px;border-radius:100px}.ft-p{background:var(--p50);color:var(--p600)}.ft-t{background:var(--t50);color:var(--t600)}.ft-b{background:var(--b50);color:var(--b600)}.ft-a{background:var(--a50);color:var(--a600)}.live-sec{background:var(--g50)}.live-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem}.live-card{background:#fff;border:1px solid var(--g200);border-radius:var(--r-xl);padding:1.75rem;box-shadow:var(--sh-sm)}.lc-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:1.25rem}.lc-title{font-size:13px;font-weight:700;color:var(--tx)}.lc-live{display:flex;align-items:center;gap:5px;font-size:11px;font-weight:600;color:var(--t600)}.lc-dot{width:6px;height:6px;background:var(--t400);border-radius:50%;animation:throb 1.8s ease-in-out infinite}.rc-row{display:flex;align-items:center;gap:10px;padding:10px 12px;border:1px solid var(--g100);border-radius:var(--r-sm);margin-bottom:7px;background:var(--g50)}.rc-row:last-child{margin-bottom:0}.rc-ico{font-size:18px;flex-shrink:0}.rc-body{flex:1 1}.rc-name{font-size:13px;font-weight:600;color:var(--tx)}.rc-vals{font-size:11px;color:var(--tm);margin-top:1px}.rc-badge{font-size:11px;font-weight:700;padding:3px 10px;border-radius:100px;white-space:nowrap}.rcb-ok{background:var(--t50);color:var(--t600)}.rcb-warn{background:var(--a50);color:var(--a600)}.rcb-alert{background:var(--r50);color:var(--r600)}.ac-row{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:10px 12px;border:1px solid var(--g100);border-radius:var(--r-sm);margin-bottom:7px;background:var(--g50)}.ac-row:last-child{margin-bottom:0}.ac-who{font-size:13px;font-weight:600;color:var(--tx);display:flex;align-items:center;gap:6px}.ac-tags{display:flex;gap:5px;flex-wrap:wrap;justify-content:flex-end}.at{font-size:10px;font-weight:700;padding:2px 8px;border-radius:100px}.at-f{background:var(--t50);color:var(--t600)}.at-v{background:var(--p50);color:var(--p600)}.at-a{background:var(--b50);color:var(--b600)}.at-n{background:var(--r50);color:var(--r600)}.proc-sec{background:#fff}.proc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.proc-col{border-radius:var(--r-xl);overflow:hidden;border:1px solid var(--g200);box-shadow:var(--sh-sm)}.pc-head{padding:1.1rem 1.5rem;font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;display:flex;align-items:center;gap:8px}.pc-adv{background:var(--p600);color:#fff}.pc-agn{background:var(--t600);color:#fff}.pc-vnd{background:var(--b600);color:#fff}.proc-steps{background:#fff}.ps{display:flex;align-items:flex-start;gap:9px;padding:11px 1.5rem;border-bottom:1px solid var(--g100);font-size:13px;color:var(--ts);line-height:1.5}.ps:last-child{border-bottom:none}.ps-dot{width:7px;height:7px;border-radius:50%;margin-top:5px}.pd-p{background:var(--p400)}.pd-t{background:var(--t400)}.pd-b{background:var(--b400)}.ps-hl{background:linear-gradient(90deg,var(--t50),#f0fdf4);color:#04262E;font-weight:700;border-color:var(--t100)}.ps-hl .ps-dot{background:var(--t400)}.ps-hl-b{background:linear-gradient(90deg,var(--t50),#f0fdf4);color:#04262E;font-weight:700;border-color:var(--t100)}.ps-hl-b .ps-dot{background:var(--t400)}.ben-sec{background:var(--g50)}.ben-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}.ben-group-title{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--p600);margin-bottom:1rem;padding-bottom:.6rem;border-bottom:2px solid var(--p100)}.ben-item{display:flex;align-items:flex-start;gap:10px;padding:9px 0;border-bottom:1px solid var(--g200)}.ben-item:last-child{border-bottom:none}.bck{width:20px;height:20px;border-radius:50%;background:var(--t50);color:var(--t600);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:800;flex-shrink:0;margin-top:2px}.ben-item span{font-size:14px;color:var(--ts);line-height:1.55}.sec-strip{background:var(--p900);color:#fff;padding:3rem}.sec-strip-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}.sec-text h4{font-size:18px;font-weight:700;margin-bottom:5px}.sec-text p{font-size:14px;opacity:.6}.sec-badges{display:flex;gap:10px;flex-wrap:wrap}.sec-badge{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:var(--r-sm);padding:9px 18px;font-size:13px;font-weight:500;display:flex;align-items:center;gap:7px}.sec-badge:before{content:"🔒";font-size:13px}.team-sec{background:#fff}.team-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.75rem;max-width:900px;margin:0 auto}.team-card{background:var(--g50);border:1px solid var(--g200);border-radius:var(--r-2xl);padding:2.25rem;transition:box-shadow .25s,transform .25s;box-shadow:var(--sh-sm)}.team-card:hover{box-shadow:var(--sh-xl);transform:translateY(-4px)}.team-av{width:58px;height:58px;border-radius:16px;background:linear-gradient(135deg,var(--p600),var(--t400));display:flex;align-items:center;justify-content:center;font-family:Plus Jakarta Sans,sans-serif;font-size:20px;font-weight:800;color:#fff;margin-bottom:1.1rem;box-shadow:0 6px 20px rgba(0,174,189,.3)}.team-av--img{overflow:hidden;background:var(--g100)}.team-av--img img{width:100%;height:100%;object-fit:cover;object-position:center 22%;display:block}.team-name{font-family:Plus Jakarta Sans,sans-serif;font-size:18px;font-weight:800;color:var(--tx);margin-bottom:3px}.team-role{font-size:11px;color:var(--t600);font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:1rem}.team-bio{font-size:13.5px;color:var(--ts);line-height:1.75}.team-link{display:inline-flex;align-items:center;gap:5px;font-size:12px;color:var(--p600);text-decoration:none;margin-top:1rem;font-weight:600;transition:color .2s}.team-link:hover{color:var(--t600)}.team-card{display:grid;grid-template-columns:104px 1fr;grid-template-areas:"av head" "bio bio" "link link";column-gap:1.4rem;row-gap:1.1rem;align-items:center}.team-av{grid-area:av;width:104px!important;height:104px!important;border-radius:20px;margin-bottom:0!important;font-size:32px}.team-head{grid-area:head;min-width:0}.team-name{margin-bottom:5px;font-size:20px}.team-role{margin-bottom:0}.team-bio{grid-area:bio;margin:0}.team-link{grid-area:link;justify-self:start;margin-top:0}@media(max-width:520px){.team-card{grid-template-columns:1fr;grid-template-areas:"av" "head" "bio";justify-items:start}}.cta-sec{background:linear-gradient(140deg,var(--p900) 0,var(--p700) 60%,#00929F 100%);color:#fff;text-align:center;padding:7rem 3rem;position:relative}.cta-glow-1{width:500px;height:500px;background:radial-gradient(circle,rgba(52,206,218,.2),transparent 70%);top:-150px;right:-100px}.cta-glow-1,.cta-glow-2{position:absolute;border-radius:50%;pointer-events:none}.cta-glow-2{width:400px;height:400px;background:radial-gradient(circle,rgba(0,174,189,.25),transparent 70%);bottom:-100px;left:-50px}.cta-inner{position:relative;z-index:1}.cta-sec h2{font-family:Plus Jakarta Sans,sans-serif;font-size:clamp(2.2rem,4.5vw,3.4rem);font-weight:800;line-height:1.12;letter-spacing:-1px;margin-bottom:1.1rem}.cta-sec p{font-size:17px;opacity:.75;margin-bottom:2.25rem;max-width:540px;margin-left:auto;margin-right:auto}.cta-btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}.cta-contact{margin-top:2.5rem;font-size:14px;color:#fff;opacity:.9}.cta-contact a{color:var(--t100);text-decoration:none;opacity:1}footer{background:var(--g50);color:var(--tm);padding:4rem 3rem 2rem;border-top:1px solid var(--g200)}.footer-inner{max-width:1200px;margin:0 auto}.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:2.5rem}.footer-brand-logo{font-family:Plus Jakarta Sans,sans-serif;font-size:22px;font-weight:800;color:var(--p900);margin-bottom:.75rem}.footer-brand-logo 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